Community Choice Credit Union Redford: Your Local Financial Partner

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Are you looking for a credit union that prioritizes community, convenience, and rewarding its members? Look no further than Community Choice Credit Union Redford. Located at 25447 Five Mile Road, Redford, MI 48239, this credit union offers a comprehensive range of financial services and a commitment to exceptional member experiences. Let’s explore what makes Community Choice Credit Union Redford stand out.

Convenient Banking Services and Hours

Community Choice Credit Union Redford boasts incredibly convenient hours, designed to fit the busy schedules of its members. Their extended weekday and Saturday hours make banking easy:

  • Monday – Thursday: 9 AM – 5 PM
  • Friday: 9 AM – 6 PM
  • Saturday: 9 AM – 1 PM
  • Sunday: Closed

Beyond the convenient hours, the branch offers a full suite of services, including:

  • Mastercard debit and credit cards (World, Platinum, and Business Debit)
  • ATM services (with extensive surcharge-free network access)
  • Coin counting services to help you manage your loose change.
  • A secure dropbox for convenient after-hours deposits.

This comprehensive approach to banking ensures that members have everything they need in one accessible location. The branch also features a dedicated Member Center Manager, Sabrina Evans, who is readily available to assist members with any questions or concerns. You can reach her or the credit union via their toll-free number (877-243-2528).

Rewarding Your Loyalty: Referral and New Member Incentives

Community Choice Credit Union Redford isn’t just about providing excellent services; they also believe in rewarding their members’ loyalty and welcoming new ones. They offer two fantastic incentive programs:

Referral Program: Earn $50 for Every Successful Referral

Existing members who are 18 or older with a checking account in good standing can participate in their generous referral program. For each successful referral who opens a checking account and maintains their membership for 30 days, you’ll earn a $50 bonus! There’s no limit to the number of referrals you can make. The reward is deposited into your checking account the Monday following the 30th day of the new account’s existence, provided all conditions are met (no delinquent loans, negative share balances, etc.).

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This is a great way to share the benefits of Community Choice Credit Union Redford with your friends and family while earning extra cash!

New Member Incentive: Get $50 for Opening an Account

New members (18+) also have the opportunity to receive a $50 incentive when opening an account. Simply use the promo code “New Partner” at account opening and meet one of the following requirements within 60 days:

  • Set up direct deposit totaling at least $300.
  • Complete at least 20 Mastercard transactions.

Once you meet the requirements and maintain your account in good standing for 60 days, the $50 will be deposited into your checking account (or savings account if a checking account is not on file) the following Monday. Remember that all incentive payments are reported to the IRS, and you are responsible for any applicable taxes. These offers cannot be combined and are subject to change.

Access to a Vast ATM Network: Convenience Beyond the Branch

Community Choice Credit Union offers its members extensive ATM access throughout the US and Canada, a key feature differentiating it from other financial institutions. This broad network eliminates surcharge fees, a significant cost-saving benefit for members. The credit union provides multiple convenient ways to locate nearby surcharge-free ATMs:

  • Text Messaging: Text your address (including city and state), zip code, or an intersection (including city and state) to MYCOOP (91989). Reply with “More” for additional options.
  • Voice-Activated ATM Locator: Call (888) SITE-COOP for a phone-based alternative.

This commitment to surcharge-free ATM access underscores Community Choice Credit Union’s dedication to member convenience and cost savings. The streamlined access methods demonstrate a focus on efficient and accessible customer service. This is just another example of how Community Choice Credit Union Redford goes the extra mile for its members.

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More Than Just a Credit Union: Community Involvement and Commitment

Community Choice Credit Union Redford isn’t just a financial institution; it’s an integral part of the community. They actively participate in local initiatives, demonstrating a deep commitment to improving the lives of their members and neighbors. This dedication underlines their “people helping people” philosophy. Their extensive volunteer hours and substantial scholarship contributions are a testament to their community-focused approach. They are more than just a bank; they’re a pillar of the Redford community.

By choosing Community Choice Credit Union Redford, you’re not just choosing a financial institution; you’re joining a community that values its members and actively invests in its future. Contact them today to learn more about how they can help you achieve your financial goals.

Frequently Asked Questions: Community Choice Credit Union – Redford

What services does Community Choice Credit Union in Redford offer?

Community Choice Credit Union (CCCU) in Redford provides a wide range of financial services, including checking and savings accounts, Mastercard debit and credit cards (World, Platinum, and Business Debit), ATM services, coin counting, and a secure dropbox. They also offer convenient access to a large network of surcharge-free ATMs throughout the US and Canada.

What are the hours of operation for the Redford branch?

The Redford branch, located at 25447 Five Mile Road, Redford, MI 48239, is open Monday-Thursday 9 AM – 5 PM, Friday 9 AM – 6 PM, and Saturday 9 AM – 1 PM. They are closed on Sundays.

How can I contact Community Choice Credit Union in Redford?

You can contact CCCU via their toll-free number at 877-243-2528. You can also contact Member Center Manager Sabrina Evans directly (contact details not provided here).

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What is the referral program?

Existing members aged 18 or older with a checking account in good standing can earn $50 for each successful referral who opens a checking account and maintains their membership for 30 days. There is no limit to the number of referrals. The reward is deposited into the referring member’s account the Monday following the 30th day. All conditions (such as no delinquent loans or negative share balances) must be met.

What is the new member incentive?

New members (18+) can receive a $50 incentive by using the promo code “New Partner” at account opening. To claim this, they must maintain a good standing account for 60 days and either set up direct deposit totaling at least $300 or complete at least 20 Mastercard transactions within those 60 days. The $50 incentive is deposited into the member’s account on the Monday after the 60th day, subject to good standing requirements.

Are there any tax implications for the incentives?

Yes, all incentive payments are reported to the IRS, and recipients are responsible for any applicable taxes.

Can I combine the referral and new member incentives?

No, these offers cannot be combined with other promotions.

Are the incentives subject to change?

Yes, these offers are subject to change or discontinuation at any time.

How can I find a surcharge-free ATM?

You can text your address (including city and state), zip code, or an intersection (including city and state) to MYCOOP (91989). Alternatively, you can call (888) SITE-COOP for a voice-activated ATM locator.

What are the eligibility requirements for the incentives?

You must be 18 years or older, have a checking account in good standing (for the referral program), and meet Community Choice Credit Union’s membership criteria. All new accounts are subject to approval.

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